Privacy Policy
Privacy Policy for The Reverse Advisor
Welcome to The Reverse Advisor website, operated by Kent Kopen, NMLS #249631, a licensed reverse mortgage loan officer associated with Nationwide Loans, Inc. (located at 701 Palomar Airport Road, Suite 300, Carlsbad, CA 92011). This Privacy Policy explains how we collect, use, and protect your personal information. By using this website, you consent to the terms outlined in this Privacy Policy.
If you have any questions or concerns regarding our privacy practices, please contact Kent Kopen at kent@thereverseadvisor.com or call us at 800-208-1252, Monday through Friday between 7:00 AM - 6:00 PM PT, or at any time via email.
Information We Collect
We only collect personal information that you voluntarily provide to us. This includes your name, email address, and phone number when you subscribe to our newsletters or request further information. We do not collect any personal financial information, as this website is purely educational and is not used to take loan applications.
In the future, we may use analytics tools to understand which blog posts or sections are most popular. These tools may collect non-personal information, such as your IP address, browser type, and website navigation patterns, to help us improve our website and services.
How We Use Your Information
We use the personal information you provide to:
- Send email newsletters with information on mortgage lending, industry news, real estate updates, financial news, and new blog posts.
- Respond to any inquiries you submit through the website.
We may use non-personal information collected through analytics tools to improve the content and navigation of our website.
Disclosure of Information to Third Parties
We do not sell, rent, or lease your personal information to any third parties. We do not share your information with any companies, organizations, or individuals except as required by law or to protect our legal rights.
Cookies and Tracking Technologies
While we do not currently use cookies, web beacons, or similar tracking technologies, we may do so in the future to help us analyze website traffic and improve our services. If these tools are implemented, they will not be linked to your personal information and will be used solely to enhance the user experience on our website.
How We Protect Your Information
We are committed to protecting your personal information and take reasonable precautions to secure the limited personal data we collect. However, no method of transmission over the Internet or method of electronic storage is 100% secure, and we cannot guarantee absolute security. We assume no liability for any unauthorized access, data breaches, or misuse of your information by third parties beyond our control.
Opt-Out and Communication Preferences
You can opt out of receiving email communications from us at any time by emailing kent@thereverseadvisor.com or calling 800-208-1252. We will promptly remove you from our mailing list upon request.
Children’s Privacy
This website and the services provided are not intended for anyone under the age of 18. We do not knowingly collect personal information from individuals under 18. If we become aware of any such information, we will delete it promptly.
Retention of Personal Information
Since we do not collect or retain personal financial information, there is no retention policy regarding such data. The personal information collected for newsletter subscriptions will be retained only as long as necessary to fulfill your subscription request or until you opt out.
Changes to This Privacy Policy
We reserve the right to amend this Privacy Policy at any time. If changes are made, a notification will be posted on our website. Continued use of the website following any changes indicates acceptance of the new terms.
Contact Information
If you have any questions, concerns, or requests related to this Privacy Policy, please contact Kent Kopen, NMLS #249631, via email at kent@thereverseadvisor.com or call 800-208-1252, Monday through Friday between 7:00 AM - 6:00 PM PT.
Outside Links
Our website may contain links to third-party sites not controlled by The Reverse Advisor or covered by this Privacy Policy. We encourage you to review the privacy policies of those third parties before sharing any personal information. We are not responsible for the content or practices of these external websites.
Geographical Scope
The Reverse Advisor is intended for users in the United States only, specifically within California, Arizona, Texas, and Florida.party, or as we in good faith believe we are required to do so by law (such as to comply with a subpoena or court order, for example).
Disclosure
Mortgage brokerage services offered through Nationwide Loans, Inc. For informational purposes only. This is not a commitment to lend or extend credit. All loans are subject to credit approval. Nationwide Loans, Inc, 701 Palomar Airport Road, Suite 300, Carlsbad CA 92011, (800) 540-3909, NMLS #1799965. See website (https://www.nationwideloansinc.com/state-licenses/) for state licenses, NMLS Consumer Access, Privacy Policy, Equal Housing Opportunity.
Kent Kopen: NMLS (#249631, issued 2012), CA Broker License (#01170224, issued 2010), TX SML, AZ DFI (LO-1030531), FL (#249631), Certified Liability Advisor. The Reverse Advisor is an educational initiative to help homeowners 55 and over better understand reverse mortgages.