<?xml version='1.0' encoding='UTF-8'?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:video="http://www.google.com/schemas/sitemap-video/1.1" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"><url><loc>https://www.thereverseadvisor.com/blog/property-tax-solutions-for-texas-seniors</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Property%20Tax%20thumbnail%20-%201004pm.jpg</image:loc><image:caption>Property Tax thumbnail - 1004pm</image:caption><image:title>Property Tax thumbnail - 1004pm</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Income%20vs%20Expenses%20by%20year.png</image:loc><image:caption>Income vs Expenses by year</image:caption><image:title>Income vs Expenses by year</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Inflation%20effect%20graph.png</image:loc><image:caption>Inflation effect graph</image:caption><image:title>Inflation effect graph</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Property%20Tax%20Summary%20by%20Larger%20Texas%20Counties.png</image:loc><image:caption>Property Tax Summary by Larger Texas Counties</image:caption><image:title>Property Tax Summary by Larger Texas Counties</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/goal-1417292_1920.jpg</image:loc><image:caption>goal-1417292_1920</image:caption><image:title>goal-1417292_1920</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Oak%20trees%20looking%20up.jpg</image:loc><image:caption>Oak trees looking up</image:caption><image:title>Oak trees looking up</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/2021%20tax%20breakdown.png</image:loc><image:caption>2021 tax breakdown</image:caption><image:title>2021 tax breakdown</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Home%20Price%20Change%20-%20Top%2010%20States.png</image:loc><image:caption>Home Price Change - Top 10 States</image:caption><image:title>Home Price Change - Top 10 States</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Property%20Tax%20thumbnail%20-%20iStock-1089705908.jpg</image:loc><image:caption>Property Tax thumbnail - iStock-1089705908</image:caption><image:title>Property Tax thumbnail - iStock-1089705908</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/SB%202%20Property%20Tax%20Savings.png</image:loc><image:caption>SB 2 Property Tax Savings</image:caption><image:title>SB 2 Property Tax Savings</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/How%20to%20calculate%20property%20taxes.png</image:loc><image:caption>How to calculate property taxes</image:caption><image:title>How to calculate property taxes</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Annual%20Appraisal%20Process.png</image:loc><image:caption>Annual Appraisal Process</image:caption><image:title>Annual Appraisal Process</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Kent_head_shot_100dpi_-_square_format-3.jpg</image:loc><image:caption>Kent_head_shot_100dpi_-_square_format-3</image:caption><image:title>Kent_head_shot_100dpi_-_square_format-3</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/2020%20tax%20breakdown.png</image:loc><image:caption>2020 tax breakdown</image:caption><image:title>2020 tax breakdown</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Section%2023%2023%20example.png</image:loc><image:caption>Section 23 23 example</image:caption><image:title>Section 23 23 example</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Property%20Tax%20Process%20-%20Comptroller.png</image:loc><image:caption>Property Tax Process - Comptroller</image:caption><image:title>Property Tax Process - Comptroller</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/2019%20tax%20breakdown.png</image:loc><image:caption>2019 tax breakdown</image:caption><image:title>2019 tax breakdown</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Mistake%201%20-%20Market%20Value%20vs%20Assessed%20Value.png</image:loc><image:caption>Mistake 1 - Market Value vs Assessed Value</image:caption><image:title>Mistake 1 - Market Value vs Assessed Value</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/CoreLogic%20-%20year-over-year%20HPI%20change.png</image:loc><image:caption>CoreLogic - year-over-year HPI change</image:caption><image:title>CoreLogic - year-over-year HPI change</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Top%20Marginal%20Income%20Tax%20Rates%20by%20State.png</image:loc><image:caption>Top Marginal Income Tax Rates by State</image:caption><image:title>Top Marginal Income Tax Rates by State</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/CA_Property_Taxes_Pie_Chart_Image.jpg</image:loc><image:caption>CA_Property_Taxes_Pie_Chart_Image</image:caption><image:title>CA_Property_Taxes_Pie_Chart_Image</image:title></image:image><lastmod>2024-03-18</lastmod></url><url><loc>https://www.thereverseadvisor.com/blog/reverse-mortgage-delay-social-security</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/FHA%20HECM%20Not%20For%20High%20Value%20Homes.png</image:loc><image:caption>FHA HECM Not For High Value Homes</image:caption><image:title>FHA HECM Not For High Value Homes</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Difference%20in%20Benefits%20Received%20Based%20on%20Age%20Started%201413.png</image:loc><image:caption>Difference in Benefits Received Based on Age Started 1413</image:caption><image:title>Difference in Benefits Received Based on Age Started 1413</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/HECM%20Illustrator%201827%20for%208%20years.png</image:loc><image:caption>HECM Illustrator 1827 for 8 years</image:caption><image:title>HECM Illustrator 1827 for 8 years</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Net%20Home%20Equity%20start%2062%20vs%2070.png</image:loc><image:caption>Net Home Equity start 62 vs 70</image:caption><image:title>Net Home Equity start 62 vs 70</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Unexpected%20Medical%20Expenses.png</image:loc><image:caption>Unexpected Medical Expenses</image:caption><image:title>Unexpected Medical Expenses</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Thumbnail%20-%20Delay%20Social%20Security-1.png</image:loc><image:caption>Thumbnail - Delay Social Security-1</image:caption><image:title>Thumbnail - Delay Social Security-1</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Jumbo%20Reverse%20Examples.png</image:loc><image:caption>Jumbo Reverse Examples</image:caption><image:title>Jumbo Reverse Examples</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/SS%20benefit%20as%20percent%20of%20PIA%20by%20age.png</image:loc><image:caption>SS benefit as percent of PIA by age</image:caption><image:title>SS benefit as percent of PIA by age</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Kent-Kopen-Feb-29-2024-04-11-12-8039-PM.jpg</image:loc><image:caption>Kent-Kopen-Feb-29-2024-04-11-12-8039-PM</image:caption><image:title>Kent-Kopen-Feb-29-2024-04-11-12-8039-PM</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/HECM%20Illustrator%20791%20per%20mo%20for%2028%20years.png</image:loc><image:caption>HECM Illustrator 791 per mo for 28 years</image:caption><image:title>HECM Illustrator 791 per mo for 28 years</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Remaining%20LOC%20start%2062%20vs%2070.png</image:loc><image:caption>Remaining LOC start 62 vs 70</image:caption><image:title>Remaining LOC start 62 vs 70</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Social%20Security%20Payments%20Received%20Based%20on%20Age%20Started%20-%201413.png</image:loc><image:caption>Social Security Payments Received Based on Age Started - 1413</image:caption><image:title>Social Security Payments Received Based on Age Started - 1413</image:title></image:image><lastmod>2024-03-18</lastmod></url><url><loc>https://www.thereverseadvisor.com/licensing</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/home%20bg.jpg</image:loc><image:caption>home bg</image:caption><image:title>home bg</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Equal-Housing-Lender-transparent.png</image:loc><image:caption>Equal-Housing-Lender-transparent</image:caption><image:title>Equal-Housing-Lender-transparent</image:title></image:image><lastmod>2026-08-11</lastmod></url><url><loc>https://www.thereverseadvisor.com/unique-process</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Artboard%201-1.png</image:loc><image:caption>Artboard 1-1</image:caption><image:title>Artboard 1-1</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><lastmod>2026-05-15</lastmod></url><url><loc>https://www.thereverseadvisor.com/about</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/IMG_0019.jpg</image:loc><image:caption>IMG_0019</image:caption><image:title>IMG_0019</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Making%20Payments%20on%20a%20Reverse%20Mortgage%20Large.jpeg</image:loc><image:caption>Making Payments on a Reverse Mortgage Large</image:caption><image:title>Making Payments on a Reverse Mortgage Large</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Artboard%205-1.png</image:loc><image:caption>Artboard 5-1</image:caption><image:title>Artboard 5-1</image:title></image:image><lastmod>2026-05-15</lastmod></url><url><loc>https://www.thereverseadvisor.com/blog/blog-old/how-seasoned-real-estate-agents-can-overcome-3-challenges</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/US%20Labor%20Force%20by%20Generation-1.png</image:loc><image:caption>US Labor Force by Generation-1</image:caption><image:title>US Labor Force by Generation-1</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/YOY%20housing%20inventory-1.png</image:loc><image:caption>YOY housing inventory-1</image:caption><image:title>YOY housing inventory-1</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Number%20of%20Social%20Media%20Channel%20Users-1.png</image:loc><image:caption>Number of Social Media Channel Users-1</image:caption><image:title>Number of Social Media Channel Users-1</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/RPC%20Tease%20Blog.png</image:loc><image:caption>RPC Tease Blog</image:caption><image:title>RPC Tease Blog</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Oak%20trees%20looking%20up.jpg</image:loc><image:caption>Oak trees looking up</image:caption><image:title>Oak trees looking up</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Reverse%20Purchase%20Strategy%20image.jpg</image:loc><image:caption>Reverse Purchase Strategy image</image:caption><image:title>Reverse Purchase Strategy image</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Blue%20Ocean.png</image:loc><image:caption>Blue Ocean</image:caption><image:title>Blue Ocean</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Kent-Kopen-Feb-29-2024-04-11-42-0849-PM.jpg</image:loc><image:caption>Kent-Kopen-Feb-29-2024-04-11-42-0849-PM</image:caption><image:title>Kent-Kopen-Feb-29-2024-04-11-42-0849-PM</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Projected%20Population%20by%20Generation-1.png</image:loc><image:caption>Projected Population by Generation-1</image:caption><image:title>Projected Population by Generation-1</image:title></image:image><lastmod>2024-02-29</lastmod></url><url><loc>https://www.thereverseadvisor.com/blog/how-to-qualify-for-a-reverse-mortgage</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Dollarphotoclub_76877298-300x214.jpg</image:loc><image:caption>Dollarphotoclub_76877298-300x214</image:caption><image:title>Dollarphotoclub_76877298-300x214</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Kent-Kopen-150x150-3.jpg</image:loc><image:caption>Kent-Kopen-150x150-3</image:caption><image:title>Kent-Kopen-150x150-3</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/iStock_000003861211XSmall-300x198.jpg</image:loc><image:caption>iStock_000003861211XSmall-300x198</image:caption><image:title>iStock_000003861211XSmall-300x198</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Blog%20Picture%20-%20Paying%20Off%20a%20Reverse%20Mortgage.jpg</image:loc><image:caption>Blog Picture - Paying Off a Reverse Mortgage</image:caption><image:title>Blog Picture - Paying Off a Reverse Mortgage</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/FHA%20HECM%20Not%20For%20High%20Value%20Homes.png</image:loc><image:caption>FHA HECM Not For High Value Homes</image:caption><image:title>FHA HECM Not For High Value Homes</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Scale_-_licensed_photo.jpeg</image:loc><image:caption>Scale_-_licensed_photo</image:caption><image:title>Scale_-_licensed_photo</image:title></image:image><lastmod>2024-03-18</lastmod></url><url><loc>https://www.thereverseadvisor.com/blog/danger-of-a-heloc-in-retirement-0</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/HELOC%20vs%20RMLOC%20picture%202-1.jpg</image:loc><image:caption>HELOC vs RMLOC picture 2-1</image:caption><image:title>HELOC vs RMLOC picture 2-1</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Difference%20between%20HELOC%20and%20RMLOC-1.jpg</image:loc><image:caption>Difference between HELOC and RMLOC-1</image:caption><image:title>Difference between HELOC and RMLOC-1</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Making%20Payments%20on%20a%20Reverse%20Mortgage.jpg</image:loc><image:caption>Making Payments on a Reverse Mortgage</image:caption><image:title>Making Payments on a Reverse Mortgage</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Graph%20of%20Prime%20Rate%202007%20to%202017-1.jpg</image:loc><image:caption>Graph of Prime Rate 2007 to 2017-1</image:caption><image:title>Graph of Prime Rate 2007 to 2017-1</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Graph%20of%20HELOC%20recasting%20w%20increasing%20index%20rate-1.jpg</image:loc><image:caption>Graph of HELOC recasting w increasing index rate-1</image:caption><image:title>Graph of HELOC recasting w increasing index rate-1</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/HELOC%20vs%20RMLOC%20-%20Picture%201.jpg</image:loc><image:caption>HELOC vs RMLOC - Picture 1</image:caption><image:title>HELOC vs RMLOC - Picture 1</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><lastmod>2024-03-18</lastmod></url><url><loc>https://www.thereverseadvisor.com/blog/reverse-mortgages-and-rising-interest-rates</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Weather%20vane.jpg</image:loc><image:caption>Weather vane</image:caption><image:title>Weather vane</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/7%20-%20Equity%20Chart%20-%2003Jan23%20-%20HPI=0.png</image:loc><image:caption>7 - Equity Chart - 03Jan23 - HPI=0</image:caption><image:title>7 - Equity Chart - 03Jan23 - HPI=0</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Oak%20trees%20looking%20up.jpg</image:loc><image:caption>Oak trees looking up</image:caption><image:title>Oak trees looking up</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/5%20-%20Nominal%20House%20Prices%201975%20-%202022.png</image:loc><image:caption>5 - Nominal House Prices 1975 - 2022</image:caption><image:title>5 - Nominal House Prices 1975 - 2022</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/9%20-%20Initial%20RMLOC%20and%20Equity%20in%2015%20years.png</image:loc><image:caption>9 - Initial RMLOC and Equity in 15 years</image:caption><image:title>9 - Initial RMLOC and Equity in 15 years</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/6%20-%20Equity%20Chart%20-%2003Jan23%20-%20HPI=4.png</image:loc><image:caption>6 - Equity Chart - 03Jan23 - HPI=4</image:caption><image:title>6 - Equity Chart - 03Jan23 - HPI=4</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/10%20-%20Inflation-adjusted%20house%20prices%201980%20-%20current.png</image:loc><image:caption>10 - Inflation-adjusted house prices 1980 - current</image:caption><image:title>10 - Inflation-adjusted house prices 1980 - current</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/RPC%20Tease%20Blog.png</image:loc><image:caption>RPC Tease Blog</image:caption><image:title>RPC Tease Blog</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/2%20-%20Chart%20-%2010yr%20Treasury%20Yield.png</image:loc><image:caption>2 - Chart - 10yr Treasury Yield</image:caption><image:title>2 - Chart - 10yr Treasury Yield</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/1%20-%20Rising%20Rates%20and%20Reverse%20Mortgages.jpg</image:loc><image:caption>1 - Rising Rates and Reverse Mortgages</image:caption><image:title>1 - Rising Rates and Reverse Mortgages</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/3%20-%20Percent%20of%20Home%20Value%20Available%20-%202023.png</image:loc><image:caption>3 - Percent of Home Value Available - 2023</image:caption><image:title>3 - Percent of Home Value Available - 2023</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/8%20-%20Equity%20Chart%20-%2017Dec21%20-%20HPI=4.png</image:loc><image:caption>8 - Equity Chart - 17Dec21 - HPI=4</image:caption><image:title>8 - Equity Chart - 17Dec21 - HPI=4</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/4%20-%20Chart%20-%20Percent%20of%20Home%20Value%20Available.png</image:loc><image:caption>4 - Chart - Percent of Home Value Available</image:caption><image:title>4 - Chart - Percent of Home Value Available</image:title></image:image><lastmod>2024-03-18</lastmod></url><url><loc>https://www.thereverseadvisor.com/blog/steps-to-get-a-reverse-mortgage</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Copper_steps_in_water.jpeg</image:loc><image:caption>Copper_steps_in_water</image:caption><image:title>Copper_steps_in_water</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Arrows_and_Blocks_graphic_iStock_by_Getty_Images.jpg</image:loc><image:caption>Arrows_and_Blocks_graphic_iStock_by_Getty_Images</image:caption><image:title>Arrows_and_Blocks_graphic_iStock_by_Getty_Images</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Oak%20trees%20looking%20up.jpg</image:loc><image:caption>Oak trees looking up</image:caption><image:title>Oak trees looking up</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/iStock_000003861211XSmall-300x198.jpg</image:loc><image:caption>iStock_000003861211XSmall-300x198</image:caption><image:title>iStock_000003861211XSmall-300x198</image:title></image:image><lastmod>2024-03-18</lastmod></url><url><loc>https://www.thereverseadvisor.com/blog/how-to-get-a-reverse-mortgage</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Unexpected%20Medical%20Expenses.png</image:loc><image:caption>Unexpected Medical Expenses</image:caption><image:title>Unexpected Medical Expenses</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Blog_picture_-_Do_Reverse_Mortgages_Make_Sense.png</image:loc><image:caption>Blog_picture_-_Do_Reverse_Mortgages_Make_Sense</image:caption><image:title>Blog_picture_-_Do_Reverse_Mortgages_Make_Sense</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/The_Reverse_Advisor_Unique_Process.jpg</image:loc><image:caption>The_Reverse_Advisor_Unique_Process</image:caption><image:title>The_Reverse_Advisor_Unique_Process</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Copper_steps_in_water.jpeg</image:loc><image:caption>Copper_steps_in_water</image:caption><image:title>Copper_steps_in_water</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Arrows_and_Blocks_graphic_iStock_by_Getty_Images.jpg</image:loc><image:caption>Arrows_and_Blocks_graphic_iStock_by_Getty_Images</image:caption><image:title>Arrows_and_Blocks_graphic_iStock_by_Getty_Images</image:title></image:image><lastmod>2024-03-18</lastmod></url><url><loc>https://www.thereverseadvisor.com/blog/the-new-reverse-mortgage</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/The%20New%20Reverse%20Mortgage%20-%20pictures%20of%20leaves.jpg</image:loc><image:caption>The New Reverse Mortgage - pictures of leaves</image:caption><image:title>The New Reverse Mortgage - pictures of leaves</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Making%20Payments%20on%20a%20Reverse%20Mortgage.jpg</image:loc><image:caption>Making Payments on a Reverse Mortgage</image:caption><image:title>Making Payments on a Reverse Mortgage</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Annual%20MIP.jpg</image:loc><image:caption>Annual MIP</image:caption><image:title>Annual MIP</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Kent-Kopen-Feb-29-2024-04-11-42-0849-PM.jpg</image:loc><image:caption>Kent-Kopen-Feb-29-2024-04-11-42-0849-PM</image:caption><image:title>Kent-Kopen-Feb-29-2024-04-11-42-0849-PM</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/PL%20reduction%20table.jpg</image:loc><image:caption>PL reduction table</image:caption><image:title>PL reduction table</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Case%20Shiller%20HPI%20chart.png</image:loc><image:caption>Case Shiller HPI chart</image:caption><image:title>Case Shiller HPI chart</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Rev%20Oct%202%20image.jpg</image:loc><image:caption>Rev Oct 2 image</image:caption><image:title>Rev Oct 2 image</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Unexpected%20Medical%20Expenses.png</image:loc><image:caption>Unexpected Medical Expenses</image:caption><image:title>Unexpected Medical Expenses</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Net%20equity%20example%201.png</image:loc><image:caption>Net equity example 1</image:caption><image:title>Net equity example 1</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/UFMIP%20example%201.jpg</image:loc><image:caption>UFMIP example 1</image:caption><image:title>UFMIP example 1</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/PL%20reduction%20chart.jpg</image:loc><image:caption>PL reduction chart</image:caption><image:title>PL reduction chart</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/UFMIP%20example%202.jpg</image:loc><image:caption>UFMIP example 2</image:caption><image:title>UFMIP example 2</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Net%20equity%20example%203.png</image:loc><image:caption>Net equity example 3</image:caption><image:title>Net equity example 3</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Net%20equity%20example%202.png</image:loc><image:caption>Net equity example 2</image:caption><image:title>Net equity example 2</image:title></image:image><lastmod>2024-03-18</lastmod></url><url><loc>https://www.thereverseadvisor.com/blog/the-pros-and-cons-of-a-reverse-mortgage</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Rev%20Oct%202%20image.jpg</image:loc><image:caption>Rev Oct 2 image</image:caption><image:title>Rev Oct 2 image</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Scale_-_licensed_photo-1.jpeg</image:loc><image:caption>Scale_-_licensed_photo-1</image:caption><image:title>Scale_-_licensed_photo-1</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/House%20at%20dusk.jpg</image:loc><image:caption>House at dusk</image:caption><image:title>House at dusk</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Kent_head_shot_100dpi_-_square_format-2.jpg</image:loc><image:caption>Kent_head_shot_100dpi_-_square_format-2</image:caption><image:title>Kent_head_shot_100dpi_-_square_format-2</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Blog_picture_-_Do_Reverse_Mortgages_Make_Sense.png</image:loc><image:caption>Blog_picture_-_Do_Reverse_Mortgages_Make_Sense</image:caption><image:title>Blog_picture_-_Do_Reverse_Mortgages_Make_Sense</image:title></image:image><lastmod>2024-03-18</lastmod></url><url><loc>https://www.thereverseadvisor.com/blog</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Blog%20picture%20-%20Castle.jpg</image:loc><image:caption>Blog picture - Castle</image:caption><image:title>Blog picture - Castle</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Jumbo%20Reverse%20Mortgage%20Options%20-%20Thumbnail.png</image:loc><image:caption>Jumbo Reverse Mortgage Options - Thumbnail</image:caption><image:title>Jumbo Reverse Mortgage Options - Thumbnail</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Property%20Tax%20thumbnail%20-%20iStock-1089705908.jpg</image:loc><image:caption>Property Tax thumbnail - iStock-1089705908</image:caption><image:title>Property Tax thumbnail - iStock-1089705908</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Jumbo%20Reverse%20Examples.png</image:loc><image:caption>Jumbo Reverse Examples</image:caption><image:title>Jumbo Reverse Examples</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Thumbnail%20-%20Delay%20Social%20Security-1.png</image:loc><image:caption>Thumbnail - Delay Social Security-1</image:caption><image:title>Thumbnail - Delay Social Security-1</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/1%20-%20Rising%20Rates%20and%20Reverse%20Mortgages.jpg</image:loc><image:caption>1 - Rising Rates and Reverse Mortgages</image:caption><image:title>1 - Rising Rates and Reverse Mortgages</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/RPC%20Tease%20Blog.png</image:loc><image:caption>RPC Tease Blog</image:caption><image:title>RPC Tease Blog</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Artboard%207-1.png</image:loc><image:caption>Artboard 7-1</image:caption><image:title>Artboard 7-1</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Thumbnail%20-%20Retirement%20Income%20Planning.png</image:loc><image:caption>Thumbnail - Retirement Income Planning</image:caption><image:title>Thumbnail - Retirement Income Planning</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/FHA%20HECM%20Not%20For%20High%20Value%20Homes.png</image:loc><image:caption>FHA HECM Not For High Value Homes</image:caption><image:title>FHA HECM Not For High Value Homes</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Most%20Hated%20Home%20Loan.jpg</image:loc><image:caption>Most Hated Home Loan</image:caption><image:title>Most Hated Home Loan</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Rev%20Oct%202%20image.jpg</image:loc><image:caption>Rev Oct 2 image</image:caption><image:title>Rev Oct 2 image</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Dollarphotoclub_57322716-300x200.jpg</image:loc><image:caption>Dollarphotoclub_57322716-300x200</image:caption><image:title>Dollarphotoclub_57322716-300x200</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Reverse%20Purchase%20Strategy%20image.jpg</image:loc><image:caption>Reverse Purchase Strategy image</image:caption><image:title>Reverse Purchase Strategy image</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Unexpected%20Medical%20Expenses.png</image:loc><image:caption>Unexpected Medical Expenses</image:caption><image:title>Unexpected Medical Expenses</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Scale%20image%20-%20for%20blog%20post.jpg</image:loc><image:caption>Scale image - for blog post</image:caption><image:title>Scale image - for blog post</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><lastmod>2024-09-06</lastmod></url><url><loc>https://www.thereverseadvisor.com/blog/paying-off-a-reverse-mortgage</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/FHA%20HECM%20Not%20For%20High%20Value%20Homes.png</image:loc><image:caption>FHA HECM Not For High Value Homes</image:caption><image:title>FHA HECM Not For High Value Homes</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Dollarphotoclub_76877298-300x214.jpg</image:loc><image:caption>Dollarphotoclub_76877298-300x214</image:caption><image:title>Dollarphotoclub_76877298-300x214</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Copper_steps_in_water.jpeg</image:loc><image:caption>Copper_steps_in_water</image:caption><image:title>Copper_steps_in_water</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Timeline%20for%20Paying%20Off%20a%20Reverse%20Mortgage.jpg</image:loc><image:caption>Timeline for Paying Off a Reverse Mortgage</image:caption><image:title>Timeline for Paying Off a Reverse Mortgage</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Blog%20Picture%20-%20Paying%20Off%20a%20Reverse%20Mortgage.jpg</image:loc><image:caption>Blog Picture - Paying Off a Reverse Mortgage</image:caption><image:title>Blog Picture - Paying Off a Reverse Mortgage</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Sample%20Reverse%20Mortgage%20Monthly%20Statement.jpg</image:loc><image:caption>Sample Reverse Mortgage Monthly Statement</image:caption><image:title>Sample Reverse Mortgage Monthly Statement</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><lastmod>2024-03-18</lastmod></url><url><loc>https://www.thereverseadvisor.com/blog/jumbo-reverse-mortgage-pros-and-cons</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Kent-Kopen-Feb-29-2024-04-11-29-2990-PM.jpg</image:loc><image:caption>Kent-Kopen-Feb-29-2024-04-11-29-2990-PM</image:caption><image:title>Kent-Kopen-Feb-29-2024-04-11-29-2990-PM</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Revised%20Late%20Payments%20Allowed%20chart%20-%2004Apr18.png</image:loc><image:caption>Revised Late Payments Allowed chart - 04Apr18</image:caption><image:title>Revised Late Payments Allowed chart - 04Apr18</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/800k%20FHA%20vs%20Jumbos%20-%2004Apr18.png</image:loc><image:caption>800k FHA vs Jumbos - 04Apr18</image:caption><image:title>800k FHA vs Jumbos - 04Apr18</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Jumbo%20Reverse%20Examples.png</image:loc><image:caption>Jumbo Reverse Examples</image:caption><image:title>Jumbo Reverse Examples</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Jumbo%20Reverse%20Mortgage%20Options%20-%20Thumbnail.png</image:loc><image:caption>Jumbo Reverse Mortgage Options - Thumbnail</image:caption><image:title>Jumbo Reverse Mortgage Options - Thumbnail</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/1MM%20FHA%20vs%20Jumbos%20-%2004Apr18.png</image:loc><image:caption>1MM FHA vs Jumbos - 04Apr18</image:caption><image:title>1MM FHA vs Jumbos - 04Apr18</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Blog%20picture%20-%20Castle.jpg</image:loc><image:caption>Blog picture - Castle</image:caption><image:title>Blog picture - Castle</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/800k%20FHA%20vs%207%20fixed%20-%2004Apr18.png</image:loc><image:caption>800k FHA vs 7 fixed - 04Apr18</image:caption><image:title>800k FHA vs 7 fixed - 04Apr18</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/1_5MM%20FHA%20vs%20Jumbos%20-%2004Apr18.png</image:loc><image:caption>1_5MM FHA vs Jumbos - 04Apr18</image:caption><image:title>1_5MM FHA vs Jumbos - 04Apr18</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/600k%20FHA%20vs%207%20fixed%20-%2004Apr18.png</image:loc><image:caption>600k FHA vs 7 fixed - 04Apr18</image:caption><image:title>600k FHA vs 7 fixed - 04Apr18</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/HELOC%20vs%20RMLOC%20picture%202-1.jpg</image:loc><image:caption>HELOC vs RMLOC picture 2-1</image:caption><image:title>HELOC vs RMLOC picture 2-1</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><lastmod>2024-03-18</lastmod></url><url><loc>https://www.thereverseadvisor.com/blog/the-difference-between-prequalification-and-preapproval</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Scale_-_licensed_photo-1.jpeg</image:loc><image:caption>Scale_-_licensed_photo-1</image:caption><image:title>Scale_-_licensed_photo-1</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Blog%20picture%20-%20Castle.jpg</image:loc><image:caption>Blog picture - Castle</image:caption><image:title>Blog picture - Castle</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/House_and_Key.jpg</image:loc><image:caption>House_and_Key</image:caption><image:title>House_and_Key</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Jumbo%20Reverse%20Examples.png</image:loc><image:caption>Jumbo Reverse Examples</image:caption><image:title>Jumbo Reverse Examples</image:title></image:image><lastmod>2024-03-18</lastmod></url><url><loc>https://www.thereverseadvisor.com/blog/blog-old/reverse-mortgage-home-purchase-strategy</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Dollarphotoclub_57322716-300x200.jpg</image:loc><image:caption>Dollarphotoclub_57322716-300x200</image:caption><image:title>Dollarphotoclub_57322716-300x200</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Jumbo%20Reverse%20Examples.png</image:loc><image:caption>Jumbo Reverse Examples</image:caption><image:title>Jumbo Reverse Examples</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Thumbnail%20-%20Delay%20Social%20Security-1.png</image:loc><image:caption>Thumbnail - Delay Social Security-1</image:caption><image:title>Thumbnail - Delay Social Security-1</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/FHA%20HECM%20Not%20For%20High%20Value%20Homes.png</image:loc><image:caption>FHA HECM Not For High Value Homes</image:caption><image:title>FHA HECM Not For High Value Homes</image:title></image:image><lastmod>2024-03-18</lastmod></url><url><loc>https://www.thereverseadvisor.com/blog/new-reverse-mortgage-rules-better-or-worse</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/The%20New%20Reverse%20Mortgage%20-%20pictures%20of%20leaves.jpg</image:loc><image:caption>The New Reverse Mortgage - pictures of leaves</image:caption><image:title>The New Reverse Mortgage - pictures of leaves</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Rev%20Oct%202%20image.jpg</image:loc><image:caption>Rev Oct 2 image</image:caption><image:title>Rev Oct 2 image</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/House%20at%20dusk.jpg</image:loc><image:caption>House at dusk</image:caption><image:title>House at dusk</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Kent-Kopen-Feb-29-2024-04-11-29-2990-PM.jpg</image:loc><image:caption>Kent-Kopen-Feb-29-2024-04-11-29-2990-PM</image:caption><image:title>Kent-Kopen-Feb-29-2024-04-11-29-2990-PM</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/FHA%20HECM%20Not%20For%20High%20Value%20Homes.png</image:loc><image:caption>FHA HECM Not For High Value Homes</image:caption><image:title>FHA HECM Not For High Value Homes</image:title></image:image><lastmod>2024-03-18</lastmod></url><url><loc>https://www.thereverseadvisor.com/blog/how-much-can-i-get-with-a-reverse-mortgage</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/House%20at%20dusk.jpg</image:loc><image:caption>House at dusk</image:caption><image:title>House at dusk</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/1%20-%20Rising%20Rates%20and%20Reverse%20Mortgages.jpg</image:loc><image:caption>1 - Rising Rates and Reverse Mortgages</image:caption><image:title>1 - Rising Rates and Reverse Mortgages</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Kent-Kopen-150x150-3.jpg</image:loc><image:caption>Kent-Kopen-150x150-3</image:caption><image:title>Kent-Kopen-150x150-3</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Rev%20Oct%202%20image.jpg</image:loc><image:caption>Rev Oct 2 image</image:caption><image:title>Rev Oct 2 image</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Scale_-_licensed_photo-1.jpeg</image:loc><image:caption>Scale_-_licensed_photo-1</image:caption><image:title>Scale_-_licensed_photo-1</image:title></image:image><lastmod>2024-03-18</lastmod></url><url><loc>https://www.thereverseadvisor.com/blog/reverse-mortgage-retirement-income-planning</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Making%20Payments%20on%20a%20Reverse%20Mortgage.jpg</image:loc><image:caption>Making Payments on a Reverse Mortgage</image:caption><image:title>Making Payments on a Reverse Mortgage</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Thumbnail%20-%20Delay%20Social%20Security-1.png</image:loc><image:caption>Thumbnail - Delay Social Security-1</image:caption><image:title>Thumbnail - Delay Social Security-1</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Most%20Hated%20Home%20Loan.jpg</image:loc><image:caption>Most Hated Home Loan</image:caption><image:title>Most Hated Home Loan</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Thumbnail%20-%20Retirement%20Income%20Planning.png</image:loc><image:caption>Thumbnail - Retirement Income Planning</image:caption><image:title>Thumbnail - Retirement Income Planning</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/goal-1417292_1920.jpg</image:loc><image:caption>goal-1417292_1920</image:caption><image:title>goal-1417292_1920</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Kent-Kopen-Feb-29-2024-04-11-12-8039-PM.jpg</image:loc><image:caption>Kent-Kopen-Feb-29-2024-04-11-12-8039-PM</image:caption><image:title>Kent-Kopen-Feb-29-2024-04-11-12-8039-PM</image:title></image:image><lastmod>2024-03-18</lastmod></url><url><loc>https://www.thereverseadvisor.com/blog/reverse-mortgages-and-ca-prop-60-or-90</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/goal-1417292_1920.jpg</image:loc><image:caption>goal-1417292_1920</image:caption><image:title>goal-1417292_1920</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Dollarphotoclub_57322716-300x200.jpg</image:loc><image:caption>Dollarphotoclub_57322716-300x200</image:caption><image:title>Dollarphotoclub_57322716-300x200</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/CA_Property_Taxes_Pie_Chart_Image.jpg</image:loc><image:caption>CA_Property_Taxes_Pie_Chart_Image</image:caption><image:title>CA_Property_Taxes_Pie_Chart_Image</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Sample_Property_Tax_Bill_-_Image.png</image:loc><image:caption>Sample_Property_Tax_Bill_-_Image</image:caption><image:title>Sample_Property_Tax_Bill_-_Image</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Property%20Tax%20thumbnail%20-%20iStock-1089705908.jpg</image:loc><image:caption>Property Tax thumbnail - iStock-1089705908</image:caption><image:title>Property Tax thumbnail - iStock-1089705908</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Kent-Kopen-150x150-3.jpg</image:loc><image:caption>Kent-Kopen-150x150-3</image:caption><image:title>Kent-Kopen-150x150-3</image:title></image:image><lastmod>2024-03-18</lastmod></url><url><loc>https://www.thereverseadvisor.com/blog/qualifying-for-a-reverse-mortgage</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Oak%20trees%20looking%20up.jpg</image:loc><image:caption>Oak trees looking up</image:caption><image:title>Oak trees looking up</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Making%20Payments%20on%20a%20Reverse%20Mortgage.jpg</image:loc><image:caption>Making Payments on a Reverse Mortgage</image:caption><image:title>Making Payments on a Reverse Mortgage</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Scale%20image%20-%20for%20blog%20post.jpg</image:loc><image:caption>Scale image - for blog post</image:caption><image:title>Scale image - for blog post</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/House%20at%20dusk.jpg</image:loc><image:caption>House at dusk</image:caption><image:title>House at dusk</image:title></image:image><lastmod>2024-08-23</lastmod></url><url><loc>https://www.thereverseadvisor.com/blog/what-do-appraisers-look-for-when-determining-a-propertys-value</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Blue%20Ocean.png</image:loc><image:caption>Blue Ocean</image:caption><image:title>Blue Ocean</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/CA_Property_Taxes_Pie_Chart_Image.jpg</image:loc><image:caption>CA_Property_Taxes_Pie_Chart_Image</image:caption><image:title>CA_Property_Taxes_Pie_Chart_Image</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Property%20Tax%20thumbnail%20-%20iStock-1089705908.jpg</image:loc><image:caption>Property Tax thumbnail - iStock-1089705908</image:caption><image:title>Property Tax thumbnail - iStock-1089705908</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/iStock_000011592819XSmall.jpg</image:loc><image:caption>iStock_000011592819XSmall</image:caption><image:title>iStock_000011592819XSmall</image:title></image:image><lastmod>2024-03-18</lastmod></url><url><loc>https://www.thereverseadvisor.com/blog/why-it-is-hard-to-be-a-real-estate-agent</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/US%20Labor%20Force%20by%20Generation-1.png</image:loc><image:caption>US Labor Force by Generation-1</image:caption><image:title>US Labor Force by Generation-1</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Blue%20Ocean.png</image:loc><image:caption>Blue Ocean</image:caption><image:title>Blue Ocean</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/YOY%20housing%20inventory-1.png</image:loc><image:caption>YOY housing inventory-1</image:caption><image:title>YOY housing inventory-1</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Number%20of%20Social%20Media%20Channel%20Users-1.png</image:loc><image:caption>Number of Social Media Channel Users-1</image:caption><image:title>Number of Social Media Channel Users-1</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/House%20at%20dusk.jpg</image:loc><image:caption>House at dusk</image:caption><image:title>House at dusk</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/HELOC%20vs%20RMLOC%20picture%202-1.jpg</image:loc><image:caption>HELOC vs RMLOC picture 2-1</image:caption><image:title>HELOC vs RMLOC picture 2-1</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/RPC%20Tease%20Blog.png</image:loc><image:caption>RPC Tease Blog</image:caption><image:title>RPC Tease Blog</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Projected%20Population%20by%20Generation-1.png</image:loc><image:caption>Projected Population by Generation-1</image:caption><image:title>Projected Population by Generation-1</image:title></image:image><lastmod>2024-03-18</lastmod></url><url><loc>https://www.thereverseadvisor.com/blog/reverse-mortgage-counseling</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Blog%20picture%20-%20Castle.jpg</image:loc><image:caption>Blog picture - Castle</image:caption><image:title>Blog picture - Castle</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Jumbo%20Reverse%20Examples.png</image:loc><image:caption>Jumbo Reverse Examples</image:caption><image:title>Jumbo Reverse Examples</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Kent-Kopen-Feb-29-2024-04-10-05-1549-PM.jpg</image:loc><image:caption>Kent-Kopen-Feb-29-2024-04-10-05-1549-PM</image:caption><image:title>Kent-Kopen-Feb-29-2024-04-10-05-1549-PM</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/FHA%20HECM%20Not%20For%20High%20Value%20Homes.png</image:loc><image:caption>FHA HECM Not For High Value Homes</image:caption><image:title>FHA HECM Not For High Value Homes</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Weather%20vane.jpg</image:loc><image:caption>Weather vane</image:caption><image:title>Weather vane</image:title></image:image><lastmod>2024-03-18</lastmod></url><url><loc>https://www.thereverseadvisor.com/blog/danger-of-a-heloc-in-retirement</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Graph%20of%20Prime%20Rate%202007%20to%202017-1.jpg</image:loc><image:caption>Graph of Prime Rate 2007 to 2017-1</image:caption><image:title>Graph of Prime Rate 2007 to 2017-1</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Jumbo%20Reverse%20Examples.png</image:loc><image:caption>Jumbo Reverse Examples</image:caption><image:title>Jumbo Reverse Examples</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Graph%20of%20HELOC%20recasting%20w%20increasing%20index%20rate-1.jpg</image:loc><image:caption>Graph of HELOC recasting w increasing index rate-1</image:caption><image:title>Graph of HELOC recasting w increasing index rate-1</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/HELOC%20vs%20RMLOC%20picture%202-1.jpg</image:loc><image:caption>HELOC vs RMLOC picture 2-1</image:caption><image:title>HELOC vs RMLOC picture 2-1</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Kent-Kopen-Feb-29-2024-04-10-32-9721-PM.jpg</image:loc><image:caption>Kent-Kopen-Feb-29-2024-04-10-32-9721-PM</image:caption><image:title>Kent-Kopen-Feb-29-2024-04-10-32-9721-PM</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Difference%20between%20HELOC%20and%20RMLOC-1.jpg</image:loc><image:caption>Difference between HELOC and RMLOC-1</image:caption><image:title>Difference between HELOC and RMLOC-1</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/FHA%20HECM%20Not%20For%20High%20Value%20Homes.png</image:loc><image:caption>FHA HECM Not For High Value Homes</image:caption><image:title>FHA HECM Not For High Value Homes</image:title></image:image><lastmod>2024-11-03</lastmod></url><url><loc>https://www.thereverseadvisor.com/terms-of-use</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Artboard%206-1.png</image:loc><image:caption>Artboard 6-1</image:caption><image:title>Artboard 6-1</image:title></image:image><lastmod>2026-05-15</lastmod></url><url><loc>https://www.thereverseadvisor.com/blog/top-3-reverse-mortgage-strategies-for-financial-advisors</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Oak%20trees%20looking%20up.jpg</image:loc><image:caption>Oak trees looking up</image:caption><image:title>Oak trees looking up</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/FA%20familiarity%20with%20HECMs.png</image:loc><image:caption>FA familiarity with HECMs</image:caption><image:title>FA familiarity with HECMs</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Kent-Kopen-Feb-29-2024-04-10-05-1549-PM.jpg</image:loc><image:caption>Kent-Kopen-Feb-29-2024-04-10-05-1549-PM</image:caption><image:title>Kent-Kopen-Feb-29-2024-04-10-05-1549-PM</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Shiller%20PE%2026Feb18.png</image:loc><image:caption>Shiller PE 26Feb18</image:caption><image:title>Shiller PE 26Feb18</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Jumbo%20Reverse%20Examples.png</image:loc><image:caption>Jumbo Reverse Examples</image:caption><image:title>Jumbo Reverse Examples</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Advantage%20of%20Owning%20vs%20Renting%20chart%20-%2008Dec17.jpg</image:loc><image:caption>Advantage of Owning vs Renting chart - 08Dec17</image:caption><image:title>Advantage of Owning vs Renting chart - 08Dec17</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Monte%20button.png</image:loc><image:caption>Monte button</image:caption><image:title>Monte button</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/House%20Value%20and%20Reverse%20Loan%20Balance%20-%2008Dec17.jpg</image:loc><image:caption>House Value and Reverse Loan Balance - 08Dec17</image:caption><image:title>House Value and Reverse Loan Balance - 08Dec17</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/FA%20concerns%20w%20HECMs.png</image:loc><image:caption>FA concerns w HECMs</image:caption><image:title>FA concerns w HECMs</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Buy%20vs%20Rent.png</image:loc><image:caption>Buy vs Rent</image:caption><image:title>Buy vs Rent</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Monte%20Carlo%20simulation.png</image:loc><image:caption>Monte Carlo simulation</image:caption><image:title>Monte Carlo simulation</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Weather%20vane.jpg</image:loc><image:caption>Weather vane</image:caption><image:title>Weather vane</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/FHA%20HECM%20Not%20For%20High%20Value%20Homes.png</image:loc><image:caption>FHA HECM Not For High Value Homes</image:caption><image:title>FHA HECM Not For High Value Homes</image:title></image:image><lastmod>2024-03-18</lastmod></url><url><loc>https://www.thereverseadvisor.com/blog/blog-old/reverse-mortgage-purchase-strategy</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Kent-Kopen-Feb-29-2024-04-11-12-8039-PM.jpg</image:loc><image:caption>Kent-Kopen-Feb-29-2024-04-11-12-8039-PM</image:caption><image:title>Kent-Kopen-Feb-29-2024-04-11-12-8039-PM</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Jumbo%20Reverse%20Examples.png</image:loc><image:caption>Jumbo Reverse Examples</image:caption><image:title>Jumbo Reverse Examples</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Reasons%20for%20Moving%20-%20Transamerica%20-%20Retirement%20Studies.jpg</image:loc><image:caption>Reasons for Moving - Transamerica - Retirement Studies</image:caption><image:title>Reasons for Moving - Transamerica - Retirement Studies</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Most%20Hated%20Home%20Loan.jpg</image:loc><image:caption>Most Hated Home Loan</image:caption><image:title>Most Hated Home Loan</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/FHA%20HECM%20Not%20For%20High%20Value%20Homes.png</image:loc><image:caption>FHA HECM Not For High Value Homes</image:caption><image:title>FHA HECM Not For High Value Homes</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Reverse%20Purchase%20Strategy%20image.jpg</image:loc><image:caption>Reverse Purchase Strategy image</image:caption><image:title>Reverse Purchase Strategy image</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Where%20to%20Live%20in%20Retirement%20-%20Transamerica%20Retirement%20Studies.jpg</image:loc><image:caption>Where to Live in Retirement - Transamerica Retirement Studies</image:caption><image:title>Where to Live in Retirement - Transamerica Retirement Studies</image:title></image:image><lastmod>2024-02-29</lastmod></url><url><loc>https://www.thereverseadvisor.com/blog/jumbo-reverse-mortgage-examples</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Jumbo%20Reverse%20Mortgage%20Options%20-%20Thumbnail.png</image:loc><image:caption>Jumbo Reverse Mortgage Options - Thumbnail</image:caption><image:title>Jumbo Reverse Mortgage Options - Thumbnail</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Jumbo%20Select%20-%20Total%20Cash%20Out%20-%20Cumulative%20Cost%20of%20Borrowing.png</image:loc><image:caption>Jumbo Select - Total Cash Out - Cumulative Cost of Borrowing</image:caption><image:title>Jumbo Select - Total Cash Out - Cumulative Cost of Borrowing</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Jumbo%20Select%20-%20Value%20-%20Equity%20-%20Loan%20Balance.png</image:loc><image:caption>Jumbo Select - Value - Equity - Loan Balance</image:caption><image:title>Jumbo Select - Value - Equity - Loan Balance</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Kent-Kopen-Feb-29-2024-04-11-12-8039-PM.jpg</image:loc><image:caption>Kent-Kopen-Feb-29-2024-04-11-12-8039-PM</image:caption><image:title>Kent-Kopen-Feb-29-2024-04-11-12-8039-PM</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Jumbo%20Select%20-%20Equity%20-%20Credit%20Line%20-%20Total%20Cash%20Out.png</image:loc><image:caption>Jumbo Select - Equity - Credit Line - Total Cash Out</image:caption><image:title>Jumbo Select - Equity - Credit Line - Total Cash Out</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Blog%20picture%20-%20Castle.jpg</image:loc><image:caption>Blog picture - Castle</image:caption><image:title>Blog picture - Castle</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Jumbo%20Reverse%20Examples.png</image:loc><image:caption>Jumbo Reverse Examples</image:caption><image:title>Jumbo Reverse Examples</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/HELOC%20vs%20RMLOC%20picture%202-1.jpg</image:loc><image:caption>HELOC vs RMLOC picture 2-1</image:caption><image:title>HELOC vs RMLOC picture 2-1</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Jumbo%20Flex%20-%20Value%20-%20Equity%20-%20Loan%20Balance.png</image:loc><image:caption>Jumbo Flex - Value - Equity - Loan Balance</image:caption><image:title>Jumbo Flex - Value - Equity - Loan Balance</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Jumbo%20Flex%20-%20Equity%20-%20Total%20Cash%20Out.png</image:loc><image:caption>Jumbo Flex - Equity - Total Cash Out</image:caption><image:title>Jumbo Flex - Equity - Total Cash Out</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Jumbo%20Reverse%20Options%20-%20Case%20Study%201%20-%20Home%20Price%20Appreciation.png</image:loc><image:caption>Jumbo Reverse Options - Case Study 1 - Home Price Appreciation</image:caption><image:title>Jumbo Reverse Options - Case Study 1 - Home Price Appreciation</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Jumbo%20Flex%20-%20Total%20Cash%20Out%20-%20Cumulative%20Cost%20of%20Borrowing.png</image:loc><image:caption>Jumbo Flex - Total Cash Out - Cumulative Cost of Borrowing</image:caption><image:title>Jumbo Flex - Total Cash Out - Cumulative Cost of Borrowing</image:title></image:image><lastmod>2024-03-18</lastmod></url><url><loc>https://www.thereverseadvisor.com/blog/at-what-age-can-you-get-a-reverse-mortgage</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Kent_head_shot_100dpi_-_square_format-2.jpg</image:loc><image:caption>Kent_head_shot_100dpi_-_square_format-2</image:caption><image:title>Kent_head_shot_100dpi_-_square_format-2</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Blog%20Picture%20-%20Paying%20Off%20a%20Reverse%20Mortgage.jpg</image:loc><image:caption>Blog Picture - Paying Off a Reverse Mortgage</image:caption><image:title>Blog Picture - Paying Off a Reverse Mortgage</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Property%20Tax%20thumbnail%20-%20iStock-1089705908.jpg</image:loc><image:caption>Property Tax thumbnail - iStock-1089705908</image:caption><image:title>Property Tax thumbnail - iStock-1089705908</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Rev%20Oct%202%20image.jpg</image:loc><image:caption>Rev Oct 2 image</image:caption><image:title>Rev Oct 2 image</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Blog_picture_-_what_age_to_get_a_reverse_mortgage.png</image:loc><image:caption>Blog_picture_-_what_age_to_get_a_reverse_mortgage</image:caption><image:title>Blog_picture_-_what_age_to_get_a_reverse_mortgage</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><lastmod>2024-03-18</lastmod></url><url><loc>https://www.thereverseadvisor.com/contacts-us</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Artboard%203-1.png</image:loc><image:caption>Artboard 3-1</image:caption><image:title>Artboard 3-1</image:title></image:image><lastmod>2026-05-15</lastmod></url><url><loc>https://www.thereverseadvisor.com/blog/are-reverse-mortgages-expensive</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/House%20at%20dusk.jpg</image:loc><image:caption>House at dusk</image:caption><image:title>House at dusk</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/FHA%20HECM%20Not%20For%20High%20Value%20Homes.png</image:loc><image:caption>FHA HECM Not For High Value Homes</image:caption><image:title>FHA HECM Not For High Value Homes</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Kent-Kopen-150x150-3.jpg</image:loc><image:caption>Kent-Kopen-150x150-3</image:caption><image:title>Kent-Kopen-150x150-3</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/26416320_m-e1430486887478-300x240.jpg</image:loc><image:caption>26416320_m-e1430486887478-300x240</image:caption><image:title>26416320_m-e1430486887478-300x240</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Blog_picture_-_Do_Reverse_Mortgages_Make_Sense.png</image:loc><image:caption>Blog_picture_-_Do_Reverse_Mortgages_Make_Sense</image:caption><image:title>Blog_picture_-_Do_Reverse_Mortgages_Make_Sense</image:title></image:image><lastmod>2024-03-18</lastmod></url><url><loc>https://www.thereverseadvisor.com/blog/fha-hecm-not-for-high-value-homes</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Jumbo%20Reverse%20Examples.png</image:loc><image:caption>Jumbo Reverse Examples</image:caption><image:title>Jumbo Reverse Examples</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/FHA%20HECM%20Not%20For%20High%20Value%20Homes.png</image:loc><image:caption>FHA HECM Not For High Value Homes</image:caption><image:title>FHA HECM Not For High Value Homes</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Rev%20Oct%202%20image.jpg</image:loc><image:caption>Rev Oct 2 image</image:caption><image:title>Rev Oct 2 image</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/House%20at%20dusk.jpg</image:loc><image:caption>House at dusk</image:caption><image:title>House at dusk</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Kent-Kopen-Feb-29-2024-04-11-12-8039-PM.jpg</image:loc><image:caption>Kent-Kopen-Feb-29-2024-04-11-12-8039-PM</image:caption><image:title>Kent-Kopen-Feb-29-2024-04-11-12-8039-PM</image:title></image:image><lastmod>2024-03-18</lastmod></url><url><loc>https://www.thereverseadvisor.com/blog/do-reverse-mortgages-make-sense</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Weather%20vane.jpg</image:loc><image:caption>Weather vane</image:caption><image:title>Weather vane</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Kent_head_shot_100dpi_-_square_format.jpg</image:loc><image:caption>Kent_head_shot_100dpi_-_square_format</image:caption><image:title>Kent_head_shot_100dpi_-_square_format</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/FHA%20HECM%20Not%20For%20High%20Value%20Homes.png</image:loc><image:caption>FHA HECM Not For High Value Homes</image:caption><image:title>FHA HECM Not For High Value Homes</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Blog_picture_-_Do_Reverse_Mortgages_Make_Sense.png</image:loc><image:caption>Blog_picture_-_Do_Reverse_Mortgages_Make_Sense</image:caption><image:title>Blog_picture_-_Do_Reverse_Mortgages_Make_Sense</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Thumbnail%20-%20Delay%20Social%20Security-1.png</image:loc><image:caption>Thumbnail - Delay Social Security-1</image:caption><image:title>Thumbnail - Delay Social Security-1</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><lastmod>2024-03-18</lastmod></url><url><loc>https://www.thereverseadvisor.com/search</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><lastmod>2026-05-15</lastmod></url><url><loc>https://www.thereverseadvisor.com</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/IMG_0019.jpeg</image:loc><image:caption>IMG_0019</image:caption><image:title>IMG_0019</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/RPC%20Tease%20Blog.png</image:loc><image:caption>RPC Tease Blog</image:caption><image:title>RPC Tease Blog</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Scale%20image%20-%20for%20blog%20post.jpg</image:loc><image:caption>Scale image - for blog post</image:caption><image:title>Scale image - for blog post</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Dollarphotoclub_57322716-300x200.jpg</image:loc><image:caption>Dollarphotoclub_57322716-300x200</image:caption><image:title>Dollarphotoclub_57322716-300x200</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/home%20bg.jpg</image:loc><image:caption>home bg</image:caption><image:title>home bg</image:title></image:image><lastmod>2026-05-15</lastmod></url><url><loc>https://www.thereverseadvisor.com/blog/making-payments-on-a-reverse-mortgage</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Making%20Payments%20on%20a%20Reverse%20Mortgage.jpg</image:loc><image:caption>Making Payments on a Reverse Mortgage</image:caption><image:title>Making Payments on a Reverse Mortgage</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Rev%20Oct%202%20image.jpg</image:loc><image:caption>Rev Oct 2 image</image:caption><image:title>Rev Oct 2 image</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Oak%20trees%20looking%20up.jpg</image:loc><image:caption>Oak trees looking up</image:caption><image:title>Oak trees looking up</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Kent-Kopen-Feb-29-2024-04-09-54-8006-PM.jpg</image:loc><image:caption>Kent-Kopen-Feb-29-2024-04-09-54-8006-PM</image:caption><image:title>Kent-Kopen-Feb-29-2024-04-09-54-8006-PM</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Jumbo%20Reverse%20Examples.png</image:loc><image:caption>Jumbo Reverse Examples</image:caption><image:title>Jumbo Reverse Examples</image:title></image:image><lastmod>2024-03-18</lastmod></url><url><loc>https://www.thereverseadvisor.com/blog/rent-or-own-in-retirement</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/goal-1417292_1920.jpg</image:loc><image:caption>goal-1417292_1920</image:caption><image:title>goal-1417292_1920</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/HPI%20for%20CA%201987%20equals%20100.jpg</image:loc><image:caption>HPI for CA 1987 equals 100</image:caption><image:title>HPI for CA 1987 equals 100</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Economist%20chart%20-%20HPI%201980%20equals%20100.jpg</image:loc><image:caption>Economist chart - HPI 1980 equals 100</image:caption><image:title>Economist chart - HPI 1980 equals 100</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/H4P%20Renters%20Investment%20Account.jpg</image:loc><image:caption>H4P Renters Investment Account</image:caption><image:title>H4P Renters Investment Account</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Actual%20year-over-year%20change%20in%20price%20-%20Core%20Logic.jpg</image:loc><image:caption>Actual year-over-year change in price - Core Logic</image:caption><image:title>Actual year-over-year change in price - Core Logic</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Rent%20vs%20Own%20Spreadsheet%20Inputs.jpg</image:loc><image:caption>Rent vs Own Spreadsheet Inputs</image:caption><image:title>Rent vs Own Spreadsheet Inputs</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Kent-Kopen-Feb-29-2024-04-11-38-7613-PM.jpg</image:loc><image:caption>Kent-Kopen-Feb-29-2024-04-11-38-7613-PM</image:caption><image:title>Kent-Kopen-Feb-29-2024-04-11-38-7613-PM</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/H4P%20Advantage%20of%20Owning%20vs%20Renting.jpg</image:loc><image:caption>H4P Advantage of Owning vs Renting</image:caption><image:title>H4P Advantage of Owning vs Renting</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Jumbo%20Reverse%20Examples.png</image:loc><image:caption>Jumbo Reverse Examples</image:caption><image:title>Jumbo Reverse Examples</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/H4P%20House%20Value%20&amp;%20Reverse%20Loan%20Balance.jpg</image:loc><image:caption>H4P House Value &amp; Reverse Loan Balance</image:caption><image:title>H4P House Value &amp; Reverse Loan Balance</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/FHA%20HECM%20Not%20For%20High%20Value%20Homes.png</image:loc><image:caption>FHA HECM Not For High Value Homes</image:caption><image:title>FHA HECM Not For High Value Homes</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Most%20Hated%20Home%20Loan.jpg</image:loc><image:caption>Most Hated Home Loan</image:caption><image:title>Most Hated Home Loan</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/H4P%20Owners%20Net%20Worth.jpg</image:loc><image:caption>H4P Owners Net Worth</image:caption><image:title>H4P Owners Net Worth</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Avg%20annual%20appreciation%20-%20snagit.jpg</image:loc><image:caption>Avg annual appreciation - snagit</image:caption><image:title>Avg annual appreciation - snagit</image:title></image:image><lastmod>2024-03-18</lastmod></url><url><loc>https://www.thereverseadvisor.com/blog/funding-retirement-with-home-equity</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Reverse%20Purchase%20Strategy%20image.jpg</image:loc><image:caption>Reverse Purchase Strategy image</image:caption><image:title>Reverse Purchase Strategy image</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Before.jpg</image:loc><image:caption>Before</image:caption><image:title>Before</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Equity%20at%20end.jpg</image:loc><image:caption>Equity at end</image:caption><image:title>Equity at end</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Home%20equity%20calculation.jpg</image:loc><image:caption>Home equity calculation</image:caption><image:title>Home equity calculation</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/HELOC%20vs%20RMLOC%20-%20Picture%201.jpg</image:loc><image:caption>HELOC vs RMLOC - Picture 1</image:caption><image:title>HELOC vs RMLOC - Picture 1</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/After.jpg</image:loc><image:caption>After</image:caption><image:title>After</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Equity%20at%20start.jpg</image:loc><image:caption>Equity at start</image:caption><image:title>Equity at start</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Jumbo%20Reverse%20Examples.png</image:loc><image:caption>Jumbo Reverse Examples</image:caption><image:title>Jumbo Reverse Examples</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/HELOC%20vs%20RMLOC%20picture%202-1.jpg</image:loc><image:caption>HELOC vs RMLOC picture 2-1</image:caption><image:title>HELOC vs RMLOC picture 2-1</image:title></image:image><lastmod>2024-03-18</lastmod></url><url><loc>https://www.thereverseadvisor.com/blog/hybrid-jumbo-reverse-mortgage-strategy</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Jumbo%20Reverse%20Mortgage%20Options%20-%20Thumbnail.png</image:loc><image:caption>Jumbo Reverse Mortgage Options - Thumbnail</image:caption><image:title>Jumbo Reverse Mortgage Options - Thumbnail</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Hybrid%20Jumbo%20-%20Total%20Cash%20Out%20-%20Cumulative%20Cost%20of%20Borrowing%20chart.png</image:loc><image:caption>Hybrid Jumbo - Total Cash Out - Cumulative Cost of Borrowing chart</image:caption><image:title>Hybrid Jumbo - Total Cash Out - Cumulative Cost of Borrowing chart</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/All%20Jumbo%20w%20Flex%20-%20Value%20-%20Equity%20-%20Loan%20Balance%20chart.png</image:loc><image:caption>All Jumbo w Flex - Value - Equity - Loan Balance chart</image:caption><image:title>All Jumbo w Flex - Value - Equity - Loan Balance chart</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/All%20Jumbo%20w%20Flex%20-%20Equity%20-%20Total%20Cash%20Out%20chart.png</image:loc><image:caption>All Jumbo w Flex - Equity - Total Cash Out chart</image:caption><image:title>All Jumbo w Flex - Equity - Total Cash Out chart</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Kent-Kopen-Feb-29-2024-04-11-12-8039-PM.jpg</image:loc><image:caption>Kent-Kopen-Feb-29-2024-04-11-12-8039-PM</image:caption><image:title>Kent-Kopen-Feb-29-2024-04-11-12-8039-PM</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Hybrid%20Jumbo%20Value%20-%20Equity%20-%20Loan%20Balance%20chart.png</image:loc><image:caption>Hybrid Jumbo Value - Equity - Loan Balance chart</image:caption><image:title>Hybrid Jumbo Value - Equity - Loan Balance chart</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/FHA%20Value%20-%20Equity%20-%20Loan%20Balance%20chart.png</image:loc><image:caption>FHA Value - Equity - Loan Balance chart</image:caption><image:title>FHA Value - Equity - Loan Balance chart</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Unexpected%20Medical%20Expenses.png</image:loc><image:caption>Unexpected Medical Expenses</image:caption><image:title>Unexpected Medical Expenses</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Most%20Hated%20Home%20Loan.jpg</image:loc><image:caption>Most Hated Home Loan</image:caption><image:title>Most Hated Home Loan</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/FHA%20Total%20Cash%20Out%20-%20Cumulative%20Cost%20of%20Borrowing%20chart.png</image:loc><image:caption>FHA Total Cash Out - Cumulative Cost of Borrowing chart</image:caption><image:title>FHA Total Cash Out - Cumulative Cost of Borrowing chart</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Hybrid%20Jumbo%20-%20Equity%20-%20Total%20Cash%20Out%20chart.png</image:loc><image:caption>Hybrid Jumbo - Equity - Total Cash Out chart</image:caption><image:title>Hybrid Jumbo - Equity - Total Cash Out chart</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Thumbnail%20-%20Delay%20Social%20Security-1.png</image:loc><image:caption>Thumbnail - Delay Social Security-1</image:caption><image:title>Thumbnail - Delay Social Security-1</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/FHA%20Equity%20-%20Credit%20Line%20-%20Total%20Cash%20Out%20chart.png</image:loc><image:caption>FHA Equity - Credit Line - Total Cash Out chart</image:caption><image:title>FHA Equity - Credit Line - Total Cash Out chart</image:title></image:image><lastmod>2024-03-18</lastmod></url><url><loc>https://www.thereverseadvisor.com/blog/are-reverse-mortgages-americas-most-hated-loan</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Thumbnail%20-%20Retirement%20Income%20Planning.png</image:loc><image:caption>Thumbnail - Retirement Income Planning</image:caption><image:title>Thumbnail - Retirement Income Planning</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Kent-Kopen-Feb-29-2024-04-11-12-8039-PM.jpg</image:loc><image:caption>Kent-Kopen-Feb-29-2024-04-11-12-8039-PM</image:caption><image:title>Kent-Kopen-Feb-29-2024-04-11-12-8039-PM</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/HELOC%20vs%20RMLOC%20-%20Picture%201.jpg</image:loc><image:caption>HELOC vs RMLOC - Picture 1</image:caption><image:title>HELOC vs RMLOC - Picture 1</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Oak%20trees%20looking%20up.jpg</image:loc><image:caption>Oak trees looking up</image:caption><image:title>Oak trees looking up</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Most%20Hated%20Home%20Loan.jpg</image:loc><image:caption>Most Hated Home Loan</image:caption><image:title>Most Hated Home Loan</image:title></image:image><lastmod>2024-03-18</lastmod></url><url><loc>https://www.thereverseadvisor.com/blog/mortgaging-a-house-purchased-with-cash</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/iStock_000003861211XSmall-300x198.jpg</image:loc><image:caption>iStock_000003861211XSmall-300x198</image:caption><image:title>iStock_000003861211XSmall-300x198</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Jumbo%20Reverse%20Examples.png</image:loc><image:caption>Jumbo Reverse Examples</image:caption><image:title>Jumbo Reverse Examples</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Oak%20trees%20looking%20up.jpg</image:loc><image:caption>Oak trees looking up</image:caption><image:title>Oak trees looking up</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Reverse%20Purchase%20Strategy%20image.jpg</image:loc><image:caption>Reverse Purchase Strategy image</image:caption><image:title>Reverse Purchase Strategy image</image:title></image:image><lastmod>2024-03-18</lastmod></url><url><loc>https://www.thereverseadvisor.com/privacy-policy</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Artboard%202-1.png</image:loc><image:caption>Artboard 2-1</image:caption><image:title>Artboard 2-1</image:title></image:image><lastmod>2026-05-15</lastmod></url><url><loc>https://www.thereverseadvisor.com/blog/new-jumbo-reverse-mortgage-options</loc><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/2019%20MCA%20-%20FHA%20vs%20Jumbo%20$1%20Million%20House.png</image:loc><image:caption>2019 MCA - FHA vs Jumbo $1 Million House</image:caption><image:title>2019 MCA - FHA vs Jumbo $1 Million House</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/$1%20Million%20Value%20-%20Principal%20Limit%20-%20Jumbos.png</image:loc><image:caption>$1 Million Value - Principal Limit - Jumbos</image:caption><image:title>$1 Million Value - Principal Limit - Jumbos</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/FHA%20HECM%20Not%20For%20High%20Value%20Homes.png</image:loc><image:caption>FHA HECM Not For High Value Homes</image:caption><image:title>FHA HECM Not For High Value Homes</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/$1_5%20Million%20Value%20-%20Principal%20Limit%20-%20Jumbos.png</image:loc><image:caption>$1_5 Million Value - Principal Limit - Jumbos</image:caption><image:title>$1_5 Million Value - Principal Limit - Jumbos</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Kent-Kopen-Feb-29-2024-04-11-12-8039-PM.jpg</image:loc><image:caption>Kent-Kopen-Feb-29-2024-04-11-12-8039-PM</image:caption><image:title>Kent-Kopen-Feb-29-2024-04-11-12-8039-PM</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/2019%20MCA%20-%20FHA%20vs%20Jumbo%20$1_5%20Million%20House.png</image:loc><image:caption>2019 MCA - FHA vs Jumbo $1_5 Million House</image:caption><image:title>2019 MCA - FHA vs Jumbo $1_5 Million House</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/TRA_logo_-_only_left_side.png</image:loc><image:caption>TRA_logo_-_only_left_side</image:caption><image:title>TRA_logo_-_only_left_side</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Blog%20picture%20-%20Castle.jpg</image:loc><image:caption>Blog picture - Castle</image:caption><image:title>Blog picture - Castle</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Jumbo%20Reverse%20Mortgage%20Options%20-%20Thumbnail.png</image:loc><image:caption>Jumbo Reverse Mortgage Options - Thumbnail</image:caption><image:title>Jumbo Reverse Mortgage Options - Thumbnail</image:title></image:image><image:image><image:loc>https://39764064.fs1.hubspotusercontent-na2.net/hubfs/39764064/Imported_Blog_Media/Jumbo%20Reverse%20Examples.png</image:loc><image:caption>Jumbo Reverse Examples</image:caption><image:title>Jumbo Reverse Examples</image:title></image:image><lastmod>2024-03-18</lastmod></url></urlset>